Stolen! Is Your Bling Covered?

Heading off on holiday? Great — but don’t forget your house isn’t going on holiday with you. Empty homes attract opportunists, and small, portable valuables like jewellery are prime targets. A quick, professional check of your insurance and current valuations before you leave buys peace of mind — and keeps your heirlooms from becoming someone else’s holiday souvenirs.

Why update your cover (and why it matters)

• Increased exposure: When you’re sipping a cocktail overseas, your home sits empty and tempting. Opportunistic thefts often rise around busy holiday periods, so unattended property becomes an easy target.

• Avoid underinsurance: Old valuations for jewellery mean you may receive far less than you’d expect if you need to claim. That’s a nasty surprise to come home to — worse than extra baggage fees.

• Faster, cleaner claims: Up‑to‑date documentation and valuations speed up the insurer’s decision-making and reduce disputes over value.

What an NCJV registered valuer does for you: An NCJV registered valuer brings recognised credentials and industry-standard methods to jewellery valuation. They:

• Inspect each piece thoroughly (metals, gemstone grading, measurements).

• Use current market data to determine a realistic retail replacement value.

• Issue a formal valuation certificate accepted by insurers nationwide.

Think of the NCJV valuation as giving your valuables an official ID card and references — insurers take it seriously, which makes claims simpler and settlements fairer.

Practical steps before you travel

• Book an NCJV valuation for any valuable items (ideally every 2–3 years or before a big trip).

• Provide the valuation certificate to your insurer and confirm your policy limits for jewellery.

• Keep receipts, valuations and clear photos backed up in the cloud.

• Improve home security while away: timers for lights, trusted neighbours, alarm systems and avoiding obvious social media posts about being away.

A sensible blend of protection and polish. A brief visit to a qualified valuer and a quick policy review are small investments compared with the hassle and heartache of an uninsured loss. Do the professional things — get the NCJV stamp on your valuations, update your cover — and then go relax.

Your holiday snaps should feature sunsets, not postcodes of pawn shops.

Book now: Find a valuer in your area.